{"id":52438,"date":"2020-07-07T11:37:48","date_gmt":"2020-07-07T18:37:48","guid":{"rendered":"https:\/\/www.creativecircle.com\/?p=52438"},"modified":"2020-07-07T11:37:48","modified_gmt":"2020-07-07T18:37:48","slug":"when-full-time-work-is-no-longer-stable-freelancing-is-an-option","status":"publish","type":"post","link":"https:\/\/www.creativecircle.com\/blog\/when-full-time-work-is-no-longer-stable-freelancing-is-an-option\/","title":{"rendered":"When permanent work is no longer stable, freelancing is an option"},"content":{"rendered":"<p>With\u00a0<a href=\"https:\/\/www.marketwatch.com\/story\/jobless-claims-continue-slow-but-steady-descent-in-late-june-2020-07-02\">more than\u00a050\u00a0million unemployment claims<\/a>\u00a0filed since March, job stability seems to have become a shaky\u00a0daydream. So shaky,\u00a0in fact, it seems many who had relied on the consistency of a full-time job are either staring down the barrel of a job hunt in a tight\u00a0market, or\u00a0looking into the wild world of freelancing.<\/p>\n<p>For folks who prefer full-time work, the freelance world might seem terrifying\u00a0\u2014\u00a0and it is\u00a0\u2014\u00a0but not more\u00a0so than the full-time grind. It\u2019s just\u2026 a different kind of terrifying.<\/p>\n<p>Full-time work brings with it the promise of security, or at least it was supposed to. <a href=\"https:\/\/www.marketplace.org\/2019\/05\/14\/the-one-thing-millennials-are-worried-about-at-work-job-security\/\">The\u00a0millennial generation learned it first<\/a>:\u00a0there is no longer any such thing. When surveyed, most millennials prefer a lifelong career over jumping from gig to gig, but around two-thirds have been forced into contract work by the\u00a0economic landscape.<\/p>\n<p>It\u2019s not just that career stability is attractive, the benefits that come with full-time work are a part of that package, too.\u00a0Some of these secure perks include:<\/p>\n<ul>\n<li>full work weeks<\/li>\n<li>a consistent paycheck<\/li>\n<li>health insurance (sometimes vision and dental)<\/li>\n<li>paid time off<\/li>\n<li>sick and \/ or mental health days<\/li>\n<li>life insurance<\/li>\n<li>short- and long-term\u00a0disability insurance<\/li>\n<li>retirement options like a 401K or pension plan<\/li>\n<li>parental leave<\/li>\n<\/ul>\n<p>And if you\u2019re lucky, additional perks like profit sharing, a company car and phone, childcare, bonuses, wellness, and transportation perks and more.<\/p>\n<p>When you take those packages into consideration (and they are as wildly varied as the creatures in the sea in terms of comprehensiveness), it\u2019s clear some full-time employees make way more than their annual salary. With all those perks, why would anyone choose to go it alone?<\/p>\n<p>Well, it depends on a few factors\u00a0\u2014\u00a0starting with how many benefits you\u00a0actually\u00a0have\u00a0and peaking with how much you value your time and autonomy. And it\u2019s polished with perhaps the most important question: what kind of stress* you have more of a stomach for?<\/p>\n<p>*(although in COVID-world, we\u2019re all dealing with new and different stress so suffice to say,\u00a0all kinds of stress management are a plus,\u00a0no matter which direction you go in)<\/p>\n<h3><strong>CHOICES VS. BENEFITS\u00a0<\/strong><\/h3>\n<p>As I was writing that intro paragraph, I literally forgot that PTO and sick days were a thing. I haven\u2019t been paid for my time off in almost five years. But you know what else? I haven\u2019t had to ask\u00a0permission to go on vacation. I haven\u2019t had to call in sick when I have horrific cramps. And now, dealing with post-concussion syndrome, I don\u2019t have to play the gymnastics of extended leave for the days when I have a flareup of migraines, light and sound\u00a0sensitivity, etc. (I do occasionally have to request a deadline extension, which is accomplished with an email.)<\/p>\n<p>Most freelancers I know wouldn\u2019t trade that freedom for anything. It isn\u2019t total freedom\u00a0(unless one manages to become independently wealthy in\u00a0the process)\u00a0but\u00a0choosing and working with clients isn\u2019t the same as your average manager or boss.<\/p>\n<p>On the other hand, in COVID-land, many full-time roles may switch to a more flexible style now that work from home life has been tested. It\u2019s all going to come down to individual companies. I would personally be open to a full-time gig for the right company and team, but those roles are few and far between enough that I\u2019m happy to keep carving my own combination of projects.<\/p>\n<h3><strong>THE MYTH OF STABILITY\u00a0<\/strong><\/h3>\n<p>One of the biggest reasons people will choose full-time work over freelance is the \u201cstability of it all\u201d but are full-time jobs even that stable anymore?<\/p>\n<p>The issue is this:\u00a0with full time work, all your eggs are in one basket. If it\u2019s your company and you\u2019re building it, that\u2019s one thing, but to have your livelihood in the hands of someone else, and to be working toward their dream to make them money, well, I don\u2019t think we consider enough what it means to work for someone else. You can be let go when costs need to\u00a0be cut, even with the most well-intentioned bosses. Business is business.<\/p>\n<p>With freelance work,\u00a0you typically will have more than one project going on. I currently have four including my work with my former\u00a0full-time\u00a0bae Creative Circle writing this content for you, dear reader. If I lose one of these, I still have the other three. Is it\u00a0a bummer? For sure. Is it as shocking as getting laid off from a full-time gig? No.<\/p>\n<p>Of course,\u00a0in an economic downturn, as your\u00a0full-time\u00a0friends get furloughed, you may lose more than one or\u00a0all of\u00a0your projects. That\u2019s where a financial safety net becomes important because unfortunately as we have learned,\u00a0we don\u2019t live in a country where social safety nets can\u00a0always\u00a0effectively help you\u00a0out when you fall on hard times.<\/p>\n<p>But the\u00a0reality of the situation is there are no guarantees anymore. Job security has been steadily\u00a0disappearing over the past couple of decades.<\/p>\n<p>According to Liz Ryan at Forbes,\u00a0we\u2019re all entrepreneurs now: \u201cThat&#8217;s why entrepreneurs and contract employees have an edge over\u00a0full-time salaried workers. They are always interacting with the talent market\u202f\u2014\u202falways negotiating, always talking about problems and solutions and always solving concrete problems for real customers. They are comfortable with rapid changes\u202f\u2014\u202fthe way we all need to be!\u201d<\/p>\n<p>People will say things like this to you with pep,\u00a0like it\u2019s some grand adventure;\u00a0LinkedIn speak, if you will. I, dear reader, will be real with you. It can be exhausting doing all of that on top of, well, living life. When you have\u00a0hobbies and children,\u00a0carving that extra time to strategize within the market can be a challenge, but it\u2019s a hard reality. There is\u00a0definitely an\u00a0edge that folks in the entrepreneurial and freelancing spaces have because they\u2019re constantly either learning,\u00a0looking for work,\u00a0or pivoting. Whatever will bring in that next gig or client. Staying in a single\u00a0full-time\u00a0role without at least shifting internally can be a disadvantage when it does come time to say goodbye.<\/p>\n<h3><strong>FLEXIBILITY VS. CONSISTENCY<\/strong><\/h3>\n<p>Do you ever wake up and think, \u201cI really wish I could sleep in right now?\u201d Well, as a freelancer you can! The thing you start to realize is that is both a pro and a con. The most sited perk of freelancing is the freedom of it. You get to create your schedule, work from wherever you want, and negotiate your own rates, but with great power comes great responsibility.<\/p>\n<p>Up late chasing a deadline? You don\u2019t need anyone\u2019s permission to sleep in the next day. Up early for a meeting? It can be easy to take a quick afternoon nap if you need some extra\u00a0zzz\u2019s. The only thing you\u2019re on the hook for are the promises you make to your clients.<\/p>\n<p>Some freelancers will create routines for themselves:\u00a0morning rituals, hard stop times, standard breaks,\u00a0and meeting times. Others live a more erratic lifestyle with no days looking the same. I have lived\u00a0both of these\u00a0lives,\u00a0and they were what suited me at the times I lived them. You\u00a0have to\u00a0try them on for size to see what works for you if you don\u2019t already know.<\/p>\n<p>In the\u00a0full-time\u00a0world, of course, you might have a commute and a space to delineate the beginning and end of your\u00a0workday. But now, even full-time employees are facing the same challenges as freelancers.\u00a0When does the\u00a0workday\u00a0end?<\/p>\n<p>Of course, in the freelancer and the work-from-home realm, that\u2019s up to you.<\/p>\n<h3><strong>HEALTH INSURANCE <\/strong><\/h3>\n<p>Our healthcare industry has truly become a dumpster fire causing over 137 million Americans to go to debt collection (including yours truly AMA). Opting into company insurance can be one of the most affordable ways to get coverage, although you\u2019re at the mercy of your company\u2019s policy options and sometimes what you need won\u2019t get covered.<\/p>\n<p>As a freelancer, you\u2019re on your own and it can get expensive out there.\u00a0There are options, but this is a tricky place to go it alone if you are living with chronic illness, need certain medications, or have an unexpected accident.<\/p>\n<p>This is definitely not my area of expertise, but it\u2019s something to consider, and I\u2019m sure you probably already have.<\/p>\n<h3><strong>MONEY <\/strong><\/h3>\n<p>Surprise! It\u2019s not just about freedom. You can actually make good money as a freelancer. It\u2019s important to set up a good track record, know your worth, negotiate for competitive rates, and be flexible for the right project. Opening new doors can be more valuable than an extra hundred dollars.<\/p>\n<p>Here\u2019s another reality. When you have more flexibility with your time, you have fewer expenses. Speaking from my own experience, my\u00a0full-time\u00a0life in New York was full of take out, delivery, eating out, wash and fold laundry, and calling a cleaning service once a month.<\/p>\n<p>Now, in COVID-land, we\u2019re all doing those things all the time, but in freelance world, that\u2019s just life. Throwing in a load of laundry between writing sprints, cooking up some lunch to break up the workday, taking a walk when you need to think \u2014 that saves you time and money. There are plenty of ways to get creative when you have time and flexibility.<\/p>\n<h3><strong>COMMUNITY\u00a0<\/strong><\/h3>\n<p>Freelancing can be lonely. When you\u2019re not on calls with clients or other collaborators,\u00a0it\u2019s just you and your laptop most of the time. While you may complain about your co-workers, there is something about having a sense of community. These are people that you can bounce ideas\u00a0off of\u00a0and get outside perspectives from.<\/p>\n<p>Freelancers do have ways\u00a0of\u00a0banding together. I was once a fan of meeting up for coffee and work sessions and now I make a habit of video chatting with folks I consider colleagues, mentors,\u00a0and professional pals.<\/p>\n<p>If you\u2019re someone that thrives working with others and you want to give the freelance life a try, you\u2019ve got to use the magic word:\u00a0creativity!<\/p>\n<p>\u2014<\/p>\n<p>Of course,\u00a0all of\u00a0these points are moot when there\u2019s limited\u00a0work available. While the freelance vs. full-time choice comes down to personality, preferences, strengths,\u00a0and weaknesses, it doesn\u2019t really matter if there\u2019s less work to be had. However, I hope this opens your eyes to the options you may not have\u00a0considered and\u00a0encourages you to look beyond what you may have been told is your best bet.<\/p>\n<hr \/>\n<p><strong>About the author.\u00a0<\/strong><br \/>\nAlessandra is the mentor, educator, and writer behind\u202fBoneseed, a private practice devoted to deep self-inquiry through a range of physical, energetic, and mental modalities. She has over 500 hours of yoga, mentorship, and facilitation training and can be found slinging knowledge on her website, newsletter, and @bone.seed<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With\u00a0more than\u00a050\u00a0million unemployment claims\u00a0filed since March, job stability seems to have become a shaky\u00a0daydream. So shaky,\u00a0in fact, it seems many who had relied on the consistency of a full-time job are either staring down the barrel of a job hunt in a tight\u00a0market, or\u00a0looking into the wild world of freelancing. For folks who prefer full-time [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":52439,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[76],"tags":[],"class_list":["post-52438","post","type-post","status-publish","format-standard","hentry","category-life-as-a-freelancer"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.1 (Yoast SEO v25.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>When permanent work is no longer stable, freelancing is an option | Creative Circle<\/title>\n<meta name=\"description\" content=\"With\u00a0more than\u00a050\u00a0million unemployment claims\u00a0filed since March, job stability seems to have become a shaky\u00a0daydream. 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